Trucking Insurance

What Is Trucking Insurance?

Trucking insurance, a necessity for commercial truck operators, offers a financial safety net across various scenarios—from collision damage to liability for injuries or damage to others. Contact California Liberty Insurance for a personalized trucking insurance quote.

What Does Trucking Insurance Cover?

While specific coverages can vary, trucking insurance typically addresses the following:

• Liability coverage—This may help cover legal expenses as well as third-party medical costs and repairs if your truck is involved in an incident causing damage to others.
• Physical damage coverage—This can assist in repairing or replacing your truck if it‘s damaged in an accident, theft or other events.
• Cargo insurance—This may help cover goods being transported, which is vital for maintaining financial stability and business reputation.

Understanding the scope of your trucking insurance is vital to ensure your operations are adequately protected against unforeseen events.

Who Needs Trucking Insurance?

Trucking insurance is essential for the following:

• Independent owner-operators—Whether leasing to a carrier or operating under your authority, having the right insurance is crucial.
• Trucking companies—Businesses with a fleet of trucks must ensure each vehicle is covered to safeguard against potential claims and business interruptions.
• Freight forwarders and logistic providers—While they may not own the trucks, ensuring the vehicles they hire have proper insurance is crucial for their liability and operational efficiency.

Contact Us

At California Liberty Insurance in Sacramento, California, we understand the unique needs and challenges of the trucking industry. Contact us today for a trucking insurance quote.