The Importance of Medical Payments Coverage in Your Auto Insurance Policy

Medical payments (MedPay) coverage is a component of your auto insurance policy designed to help cover medical expenses for you and your passengers after an accident, up to the policy’s limits. This can include hospital visits, surgery, X-rays and even funeral costs.

One of the most significant advantages of MedPay is that it provides coverage regardless of who is at fault in the accident. Whether you caused the accident or were a victim, MedPay helps cover your accident-related medical expenses.

MedPay extends to all passengers in your vehicle at the time of the accident. This means that friends, family members or anyone else riding with you can receive medical care for accident-related injuries.

Do You Need MedPay If You Have Health Insurance?

Even if you have health insurance, MedPay can provide supplementary coverage. It can help pay for deductibles, co-pays and other out-of-pocket expenses that your health insurance might not cover.

Is MedPay Required in California?

MedPay is not required in California. It is an optional coverage that policyholders can add to their auto insurance policy. Your agent can help tailor your auto insurance policy to meet your needs and get MedPay quotes.

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By including MedPay in your auto insurance policy, you ensure that you and your passengers are protected from the high costs of medical care following an accident. Don’t overlook this vital coverage; make sure it’s part of your auto insurance plan today.

Contact California Liberty Insurance to add MedPay to your California auto insurance coverage.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.